If you are looking at online blackjack variants with side bets there is an interesting title in the portfolio of Microgaming. It is called Hi Lo 13 European Blackjack Gold. Each component of the name tells something about the blackjack game.

Hi Lo 13 deals with the side bet. Since it is the distinguishing feature of this blackjack variant it will be discussed in detail. As is the practice in such online casino games, you cannot play only the side bet. But the side bet is optional. You can play the main game and leave out the side bet. For the side bet, the hand value of the first two cards dealt to the player is computed with the ace compulsorily counting as 1. It cannot count as 11. There are three side bets available and you can bet on any number of them. However, betting on all is not a wise option. The "Hi 13" side bet wins if the hand value calculated as described above is greater than 13. The "Lo 13" wins if the hand value is less than 13. The "13" bet wins if the hand value is equal to 13. The "Hi 13" and "Lo 13" bets pay even money and the "13" bet pays out at 10 to 1. These bets are settled as soon as the first two cards are dealt to the player and are therefore independent of the main game result.

As the name of the game suggests, it is based on European Blackjack. Therefore the dealer is not dealt a second card and cannot check for blackjack if he is dealt an ace or a ten value card. This offers a slight disadvantage as compared to American blackjack variants, which is made up because the game is played with only two decks. Hi Lo 13 is a single hand game with a minimum wager of AU$1 and a maximum wager of AU$200. The dealer has to stand on all 17. The payouts for the main game are the usual, with a win paying even money and blackjack paying 3 to 2. The other rules are available within the game.

Hi Lo 13 is a Microgaming Gold series table game. You have a fair number of options in controlling game speed and sound customisation. The Auto Rebet feature when enabled automatically replicates the last wager. You can manually activate the Rebet x2 feature that doubles the last wager placed. You can also put Hi Lo 13 on Auto Play using a blackjack strategy table. The game is live at online casinos like Royal Vegas and Casino Mate.